Are you a senior living in the state of Illinois who is over the age of 65, and have a life insurance policy that you may not necessarily need?   A life policy that if you had access to the funds, you could pay needed expenses, or utilize the money as you see fit?  If you need immediate access to the funds you've contributed to your life insurance policy, you should consider a life insurance settlement.  Life Settlements can sometimes pay substantially higher prices than current cash surrender values.  Simply fill out the form below to be put in contact with a licensed life settlement broker who can see if you qualify, and give you a cash life insurance appraisal of the buyout price of your life insurance policy.